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Topic of the Month:
Recognizing Medicare Fraud
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This week in Marci . . . | Volume 7, Issue 26: Week of June 30, 2008 |
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I work in a senior center and see how unscrupulous characters can take advantage of people with Medicare who are confused about their health benefits and coverage options. What can I do to help protect my center’s members from being victims of Medicare fraud? —Roger (Denver, CO) Click on the blue, underlined hyperlinks for related information available through Medicare Interactive! Dear Roger, There are several things you can suggest to your members to help them avoid becoming victims of Medicare fraud. First, recommend that they protect their Medicare numbers the same as they would protect a credit card number. Second, point out that if it sounds too good to be true, it probably is. If a provider promises that Medicare will pay for mud treatments, Swedish massages or dance classes (these have all been actual fraud cases), be skeptical. The more your members know about what Medicare covers, the less likely they will be to fall into a Medicare fraud trap.
—Marci
You can also call your State Health Insurance Assistance Program (SHIP) for personal counseling on Medicare benefits, rights and options. Call Social Security (800-772-1213) for questions about enrolling in Medicare or applying for Extra Help! Feel free to send comments about Dear Marci or suggestions about topics you would like Dear Marci to cover. Health Tip of the Week Are you avoiding a doctor’s appointment or a diagnostic test because you fear that you have a condition for which there is no hope? You are not alone. A study published in 2006 found that many people are reluctant to undergo diagnostic tests if they believe that their condition is both severe and untreatable. In fact, many people went out of their way to avoid finding out any information about their condition at all. However, people were much more likely to pursue diagnostic tests if they believed that there were treatment options available to them. This study speaks to the importance of improving communication between doctors and patients. Part of being an informed patient is considering your options—maybe you want to get a second opinion. Medicare will cover the cost of a second opinion at the same rate as your original visit if your doctor has recommended that you have surgery or a major diagnostic or therapeutic procedure. For more about Medicare coverage and second opinions, read “Getting a Second Opinion Before Surgery” on Medicare.gov. If you are caring for a loved one who is fearful of going to the doctor, you will want to know how to advocate for his or her best interests and make sure your loved one has asked all the questions needed to make an informed decision.
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