What Is the Low-Income Subsidy (LIS)? The Low-Income Subsidy (LIS), also called Extra Help, is a federally administered assistance program that reduces drug costs for people with limited incomes and modest savings. There are two ways that people can gain access to LIS – by applying directly through the Social […]
Medicare’s annual Fall Open Enrollment (FOE) period runs from October 15 to December 7. It is the time of year when people with Medicare can make unrestricted changes to their Medicare coverage. The Complexity of Choosing Medicare Plans For many, this annual process of comparing a seemingly endless number of plan options […]
At the Medicare Rights Center, our mission is clear: we are here to protect, strengthen, and improve Medicare so that older adults and people with disabilities have the health care they need and deserve. Every day, we see the positive impact Medicare can have on people’s lives, and we work to make it more accessible, more affordable, and more effective for our clients and all beneficiaries.
Last week, the Centers for Medicare & Medicaid Services (CMS) released information about Medicare costs in 2025, including the 2025 premium, deductible and coinsurance amounts for Medicare Part A and Part B. The agency also announced the income-related monthly adjustment amounts (IRMAA) for Part B and Part D for people […]
A new report from the U.S. Department of Health and Human Services’ (HHS) Office of the Assistant Secretary for Planning and Evaluation (ASPE) examines trends in health care access and outcomes in rural America. While insurance rates in these areas are improving, challenges persist. The report describes differences in coverage […]
Medicare payment rules prohibit coverage for a service if a beneficiary is not financially responsible for the care or if another government entity is obligated to provide or pay for the item or service. For years, the Medicare rules interpreting and implementing this general prohibition used an extremely broad definition […]
Now is the time for people who need health insurance in 2025 to shop for coverage. For those without employer, Medicare, or Medicaid coverage, Healthcare.gov or their state exchange is the place to shop for Affordable Care Act (ACA) plans. Most shoppers will be able to find health coverage for […]
